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Fractions, Decimals and PercentagesAQA GCSE Maths: Revision notes

Section 1

How do you convert between fractions and terminating decimals?

Terminating decimals are decimals that end (like 0.5, 0.75, 0.125). These can always be converted to exact fractions.

Converting decimals to fractions:

  1. Write the decimal as a fraction with a power of 10 as the denominator (e.g., 0.3 = 3/10)
  2. Simplify by dividing numerator and denominator by their highest common factor (HCF)

Example: 0.24 = 24/100 = 6/25 (dividing by HCF of 4)

Converting fractions to decimals:

  • Divide the numerator by the denominator using long division
  • If the division terminates, you have a terminating decimal
  • Example: 3/8 = 0.375

Key insight: A fraction in lowest terms converts to a terminating decimal only if the denominator has only factors of 2 and 5. For example, 1/8 = 0.125 (8 = 2³), but 1/3 will not terminate.

Key termsterminating decimalhighest common factor
Example

Convert 0.625 to a fraction: 0.625 = 625/1000. Divide both by 125 (the HCF) to get 5/8.

Exam tip

Always simplify your final fraction answer – the examiner expects fractions in their simplest form.

Section 2

What are recurring decimals and how do you convert them to fractions?

Recurring decimals are decimals where one or more digits repeat infinitely (e.g., 0.333... = 0.3̇, 0.142857142857... = 0.1̇4̇2̇8̇5̇7̇).

Recognising recurring decimals:

  • A fraction in lowest terms produces a recurring decimal if the denominator has prime factors other than 2 and 5
  • Common examples: 1/3 = 0.333..., 1/6 = 0.1666..., 1/7 = 0.142857...

Converting recurring decimals to fractions:

For a single repeating digit (e.g., 0.7̇):

  1. Let x = 0.777...
  2. Multiply by 10: 10x = 7.777...
  3. Subtract: 10x − x = 7.777... − 0.777...
  4. 9x = 7, so x = 7/9

For multiple repeating digits (e.g., 0.3̇5̇ where both 3 and 5 repeat):

  1. Let x = 0.353535...
  2. Multiply by 100 (since 2 digits repeat): 100x = 35.353535...
  3. Subtract: 100x − x = 35
  4. 99x = 35, so x = 35/99

For mixed recurring (e.g., 0.1̇6̇ where 1 is fixed and 6 repeats):

  1. Let x = 0.1666...
  2. Multiply by 10: 10x = 1.666...
  3. Multiply by 100: 100x = 16.666...
  4. Subtract: 100x − 10x = 16.666... − 1.666...
  5. 90x = 15, so x = 15/90 = 1/6

Rule: Multiply by 10ⁿ where n is the number of repeating digits, then subtract the original equation.

Key termsrecurring decimalrecurring digits
Example

Convert 0.2̇1̇ to a fraction: Let x = 0.212121... Multiply by 100: 100x = 21.212121... Subtract: 99x = 21, so x = 21/99 = 7/33.

Common mistake

Students often forget to subtract the original equation – this is essential to eliminate the repeating part. Always set up x = decimal, then subtract x from 10x (or 100x) before solving.

Section 3

How do percentages work and what does 'percentage as an operator' mean?

A percentage is a number of parts per hundred. The symbol % literally means 'out of 100'.

Converting between percentages and fractions/decimals:

  • Percentage to decimal: Divide by 100 (e.g., 35% = 0.35)
  • Percentage to fraction: Write as a fraction out of 100, then simplify (e.g., 35% = 35/100 = 7/20)
  • Decimal to percentage: Multiply by 100 (e.g., 0.45 = 45%)
  • Fraction to percentage: Convert to decimal then multiply by 100, or find equivalent fraction with denominator 100 (e.g., 3/5 = 60%)

Percentage as an operator: When a percentage 'operates on' a quantity, it means you multiply the quantity by the percentage (as a decimal or fraction). This is used when finding a percentage of an amount.

Finding a percentage of an amount:

  • Method 1: Convert percentage to decimal and multiply. Example: 15% of 80 = 0.15 × 80 = 12
  • Method 2: Convert percentage to fraction and multiply. Example: 15% of 80 = (15/100) × 80 = 12

Fractions as operators: Similarly, a fraction operates on a quantity through multiplication. Example: 3/4 of 120 = (3/4) × 120 = 90

In ratio problems: Fractions can represent parts of a ratio. If a ratio is 3:5 (total 8 parts), then 3/8 of the total is the first quantity and 5/8 is the second.

Key termspercentageoperatorparts per hundred
Think of it like this

A percentage is like a recipe: if you want 25% of a batch, you're multiplying the whole batch by 0.25, just as multiplying a recipe by 0.5 gives you half the ingredients.

Example

Find 20% of £150: 20% = 0.2, so 0.2 × 150 = £30. Or use fractions: (1/5) × 150 = £30.

Section 4

How do you calculate percentage change, increase and decrease?

Percentage change measures how much a quantity has changed relative to its original value.

Percentage increase/decrease formula:

Percentage change = (Change / Original) × 100%

Where Change = Final value − Original value (positive for increase, negative for decrease).

Using multipliers (percentage change method): Rather than calculating the change separately, you can multiply the original by a multiplier.

  • For a percentage increase of x%: multiply by (1 + x/100)
  • For a percentage decrease of x%: multiply by (1 − x/100)

Example: A price of £80 increases by 15%. New price = £80 × 1.15 = £92 Example: A price of £80 decreases by 20%. New price = £80 × 0.80 = £64

Successive percentage changes: When multiple percentage changes occur in sequence, multiply the multipliers together. Example: A value of £100 increases by 10%, then decreases by 5%. Final value = £100 × 1.10 × 0.95 = £104.50

Finding the original value (reverse percentages): If you know the final value and the percentage change, you can find the original.

Rearranged formula: Original = Final / Multiplier

Example: A price increased by 20% to become £180. Original = £180 / 1.20 = £150 Example: A price decreased by 15% to become £85. Original = £85 / 0.85 = £100

Step-by-step reverse percentage:

  1. Identify the percentage change and calculate the multiplier
  2. Divide the final value by the multiplier
  3. Check your answer by applying the original percentage change forward
Key termspercentage changemultiplierreverse percentage
Exam tip

Always use multipliers for efficiency in exams – they're faster and reduce arithmetic errors. For percentage change, always divide by the original value, not the new value.

Example

A shirt costing £45 is reduced by 30%. New price = £45 × 0.70 = £31.50. If instead you're told a reduced price of £31.50 represents a 30% reduction, original = £31.50 / 0.70 = £45.

Section 5

What are simple and compound interest?

Simple interest is interest calculated on the original amount only. The interest stays the same each period.

Simple interest formula:

Interest = (Principal × Rate × Time) / 100

Or: Final amount = Principal + Interest

Where:

  • Principal = the original amount
  • Rate = the annual interest rate as a percentage
  • Time = the number of years

Example: £500 invested at 4% simple interest for 3 years. Interest = (500 × 4 × 3) / 100 = £60 Final amount = £500 + £60 = £560

Compound interest is interest calculated on the principal and previously earned interest. The amount grows exponentially.

Compound interest formula:

Final amount = Principal × (1 + Rate/100)ⁿ

Where n = number of compounding periods (usually years)

Example: £500 invested at 4% compound interest for 3 years. Final amount = £500 × (1.04)³ = £500 × 1.124864 = £562.43 Interest earned = £562.43 − £500 = £62.43

Comparison:

AspectSimple InterestCompound Interest
Interest calculated onOriginal amount onlyPrincipal + accrued interest
GrowthLinear (steady)Exponential (accelerating)
Final amount growsAt the same amount each yearBy the same percentage each year
FormulaI = PRT/100A = P(1 + r/100)ⁿ

Compound interest with different compounding periods: If interest compounds more than once per year (monthly, quarterly, etc.), adjust the formula:

  • Divide the annual rate by the number of periods per year
  • Multiply the time by the number of periods per year

Example: £1000 at 6% compounded quarterly for 2 years. Final amount = £1000 × (1 + 6/400)⁸ = £1000 × (1.015)⁸ = £1126.16

Key termssimple interestcompound interestprincipalrate
Exam tip

For compound interest, think of the multiplier: (1 + rate/100)ⁿ – this is more reliable than rounding intermediate values. Always use brackets and order of operations carefully.

Example

Compare £2000 at 5% for 4 years: Simple: 2000 + (2000 × 5 × 4)/100 = £2400. Compound: 2000 × (1.05)⁴ = £2431.01. Compound earns £31.01 more.

Must Know

  • Terminating decimals convert to fractions by writing over a power of 10 then simplifying; a fraction in lowest terms terminates as a decimal only if the denominator has factors of only 2 and 5
  • Recurring decimals convert to fractions using the method: set x equal to the decimal, multiply by 10ⁿ (where n is the number of repeating digits), then subtract the original equation and solve for x
  • A percentage is a number out of 100; when a percentage operates on an amount, multiply the amount by the percentage as a decimal or fraction (e.g., 20% of 150 = 0.2 × 150 = 30)
  • Percentage change = (Change / Original) × 100%; use multipliers for efficiency: multiply by (1 + rate/100) for increases and (1 − rate/100) for decreases; reverse percentages use division: Original = Final / Multiplier
  • Simple interest grows linearly using I = PRT/100; compound interest grows exponentially using A = P(1 + r/100)ⁿ, and is always larger than simple interest over the same period
  • In ratio problems, fractions represent parts of the whole: if the ratio is 3:5 (total 8 parts), then 3/8 and 5/8 represent the two quantities

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